HVAC Financing in San Antonio, TX
Why Finance Your HVAC System?
Paying out of pocket for a full system replacement isn’t realistic for most households, and it shouldn’t have to be. Financing lets you get the right equipment for your home instead of settling for whatever fits the budget today. That matters more than people realize. An undersized or lower-efficiency unit costs more to run every month, and it tends to wear out faster. Getting the system you actually need, financed at a manageable monthly payment, often works out better financially over the life of the equipment.
There’s also the timing factor. AC systems don’t fail in October. They fail in July, when every HVAC contractor in San Antonio is booked out and you’re making decisions under pressure. Financing means you’re not stuck waiting until you’ve saved enough or trying to decide between keeping the old system limping along or maxing out a credit card.
Financing Through Wells Fargo Home Projects
Murray AC offers financing through the Wells Fargo Home Projects credit card, issued by Wells Fargo Bank, N.A. with approved credit. It’s a dedicated home improvement credit line, which means you can use it for this installation and keep it available for future service or repairs down the road.
As a cardholder, you get access to:
- Special promotional financing offers on qualifying purchases
- A revolving line of credit for future purchases or service needs
- Convenient monthly payments sized to your budget
- Online account management and bill payment
How It Works
To apply, you'll need:
- Social Security Number or Individual Taxpayer Identification Number
- Income information
- Email address
Once you’re approved, we handle the installation and you make monthly payments directly through Wells Fargo’s online account portal. No complicated steps and no paperwork to track down.
Financing is subject to credit approval.
What Murray Finances
The Wells Fargo Home Projects card can be used toward new AC installations, heating system replacements, heat pump installs, and other qualifying HVAC purchases. It covers both residential and commercial work. If you’re not sure whether your project qualifies, call us at
210-667-9657 and we’ll walk you through it.
We service and install all major brands, and we offer financing on equipment from our full product lineup, including Mitsubishi Electric systems.
Frequently Asked Questions
Does applying affect my credit score?
Can I use financing for repairs, or only new installs?
What if I'm not approved?
How long does the application take?
Important Information About Promotional Financing
No Interest if Paid in Full
If you do not pay off the purchase balance in full within the promotional period, interest will be charged to your account from the purchase date at the regular APR for Purchases of 28.99%. Paying only the minimum monthly payment may not pay off the balance before the end of the promotional period. To avoid interest charges, you may need to pay more than the minimum monthly payment or make a lump sum payment before the promotional period ends. For No Interest if Paid in Full promotions, you will have to pay interest that accrues at a 28.99% APR from the date of purchase if you do not pay the purchase balance in full within the special terms promotional period.
Special Rate with Equal Monthly Payments
A reduced rate applies until the qualifying purchase is paid in full. Equal monthly payments are required. The Wells Fargo Home Projects credit card is issued by Wells Fargo Bank, N.A. with approved credit. Available promotions vary. Ask us which offers are currently available when you schedule your installation.